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COCC Benefits
COCC is pleased to
offer a comprehensive and competitive benefit program to all eligible
employees who work 30 or more hours per week. New employees are
eligible for benefits on the first of the month following 30 days from
your date of hire.
Employees are
eligible for the following benefits:
Medical
COCC employees have
the option of choosing one of the following medical plans:
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HMO Open
Access Core Plan – COCC contributes 75% towards the employee and
family cost. The in network deductible for outpatient and inpatient
surgery is $100 per day up to a maximum of $500 per member per
calendar year.
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HMO Open
Access I-Plan – The in network deductible for outpatient and
inpatient surgery is $1500 per member up to a maximum of $3000 per
family.
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Point of
Service Buy Up Plan – COCC gives employees the
opportunity to buy up to the Point of Service Plan (POS). COCC will
match the employer contribution of the HMO Core Plan (75%) towards
the premium the POS Buy Up plan. The deductible for all out of
network covered expenses is $250 per participant per calendar year;
the family maximum is $750.
Dental
COCC offers two
dental plans:
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Dental Base
Plan – COCC contributes 75% towards the employee and family
cost. Members will have an annual maximum of $1,000 per member.
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Dental Buy Up
Plan – COCC will match the employer contribution of the Dental
Base Plan (75%) towards the cost of the Dental Buy Up Plan.
Members will have an annual maximum of $2,000 per member.
Life and Accident Benefits
COCC provides
coverage for term life insurance and accidental death and dismemberment
to employees in an amount equal to two times their salary at no cost to
the employees. Employees have the opportunity to purchase additional
life insurance.
Short Term Disability
(STD)
If you become
disabled and unable to work, COCC provides Short Term Disability
benefits at a percentage of your base salary for up to 13 weeks at no
cost to the employee.
Long Term Disability (LTD)
If you exceed your
Short Term Disability coverage you will then be eligible for Long Term
Disability benefits at a percentage of your base salary at no cost to
the employee.
Business Travel Accident Insurance
COCC offers Business
Travel Accident Insurance effective your date of hire if you work 20
hours or more per week.
Flexible Spending Accounts (FSA)
COCC employees may
participate in Medical FSA or in a Dependent Care FSA. Flexible
Spending Accounts allow employees to make pretax deductions from their
pay, which can be used to pay for medical or dependent care expenses.
College Savings Plan
This program also
known as a 529 College Savings Plan can help you save towards higher
education for your children, grandchildren nieces or nephews.
Contributions may be payroll deducted and transferred to Connecticut
Higher Education Trust. (CHET)
401k Plan
All employees who
have attained age 20 ½ are eligible to participate in the 401k Plan on
the first of the month following 30 days from your date of hire. COCC
currently provides a special matching contribution on employee salary
deferrals which are 100% vested.
Profit Sharing Plan
COCC may make a
discretionary contribution to the Plan based upon the profitability of
the company provided that the participant has worked one full year and
is employed on December 31st of the Plan Year. A vesting
schedule will apply.
Paid Time Off Program (PTO)
All employees who
work at least 20 hours per week become eligible for Paid Time Off
(PTO). PTO may be used for any reason, such as vacation day, family
illness days, or individual sick time. PTO allotment is determined by
your years of service. In addition employees will receive a Paid Day
Off For Birthday. Company holidays are in addition to PTO.
Tuition Assistance Program
COCC encourages
professional development in the workplace, therefore regular fulltime
employees and regular part time employees who work 30 or more hours per
week are eligible to apply for tuition assistance after successful
completion of six months of service. Reimbursement is based on a
percentage depending on the enrolled plan.
Wellness and Fitness Program
Wellness programs are
designed to help you enhance your health and work performance. COCC
offers programs such as wellness seminars; flu shot clinics and
discounted fitness memberships as well as a Fitness Reimbursement
Program.
Employee Assistance Program (EAP)
Employee assistance
program provides employees and their eligible family members with
wide-ranging information as well as referrals to resources, health
professionals, counseling, etc. Employees who are eligible for benefits
will have access to this service at no cost to the employee.
Travel Assistance Program
Whether your travel
is for business or pleasure, COCC offers a worldwide travel assistance
program to help you when an unexpected emergency occurs. Employees who
are eligible for benefits will have access to this service at no cost to
the employee.
Additional COCC Benefits
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Direct Deposit
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Discounted home
and auto insurance programs
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Discounted
Wireless service
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Discounted Dry
Cleaning service
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Home Mortgage
Loan Programs
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