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Company Information



Executive Management Team

Richard A. Leone
President and CEO, Richard A. Leone has doubled COCC’s revenues since he was named president in 2002. Mr. Leone actively promotes COCC’s next generation technologies, cooperative ownership structure, and entrepreneurial service culture. As the company has grown, its client service ratings have grown as well, ranking COCC in the excellent range for 24 consecutive quarters. Mr. Leone makes in excess of 100 personal calls on clients each year.

Mr. Leone is a recognized speaker on topics ranging from bank technology strategies to leadership initiatives in service industries. He is also a director of the Connecticut Technology Council, a member of the Connecticut Business and Industry Association and recently served as president of the Avon, Connecticut Chamber of Commerce. He was awarded a CPA designation from the state of Connecticut in 1985.


David K. Christie
Senior Vice President and Chief Financial Officer, David K. Christie oversees the financial, administrative and human resources activities at COCC. Mr. Christie has guided COCC’s finances through the company’s strong growth period with minimal additions to staff and careful scrutiny of company expenses. Zero debt and effective cost controls have provided exceptional strength during the economic downturn of 2008-9.

Mr. Christie began his career with Deloitte & Touche, LLP, and has served as the chief financial officer for a manufacturing company and as a partner in the public accounting company UHY LLC. He is a member of the American Institute of Certified Public Accountants and the Connecticut Society of Certified Public Accountants, and is the former president of the Ronald McDonald House of Connecticut.


John D. Huber
Senior Vice President - Systems and Programming, Mr. Huber is responsible for all software system development and application software platforms at COCC. Since joining COCC in 1993, Mr. Huber has managed the company's deposit application, electronic banking, and migration development areas.

Mr. Huber speaks frequently to COCC's customers, informing them of upcoming enhancements and soliciting feedback on development initiatives. He has over 31 years' experience serving financial institutions in a data center environment. His expertise lies in the development, integration, and support of financial application software. Mr. Huber has an accounting degree from the University of Connecticut.


Joseph D. Lockwood
Senior Vice President and Chief Operating Officer, Joseph D. Lockwood is responsible for the quality of COCC’s technical operating environment as well as the company’s technology strategies. Drawing upon his deep knowledge of networks, security, operations management, and bank technology, Mr. Lockwood has managed COCC’s ground-breaking technical achievements, particularly its new .Net technology platform, extensive virtualization, check image exchange platform, and state-of-the-art business intelligence and risk management platforms.

Mr. Lockwood is a 2009 CIO 100 honoree and recipient of the Connecticut Quality Council’s first Process Excellence award. He speaks frequently to trade associations about technology issues and how financial institutions can best manage them. Mr. Lockwood holds a Masters degree in Business Administration.


Jotham F. Trafton
Senior Vice President and Chief Strategic Officer, Jotham F Trafton has managed the customer service and product development efforts for a wide range of financial institutions. At COCC, Mr. Trafton is responsible for building strategic alliances to maintain and expand the company’s product offerings. Mr. Trafton combines knowledge of the industry and its personalities with an understanding of the needs and desires of community-based financial institutions.

Mr. Trafton speaks at numerous industry events and has served as a director of the Association for Financial Technology.


Marco F. Bernasconi Jr.
Senior Vice President - Chief Services Officer, Mr. Bernasconi manages COCC’s account executive program and conversion activities. With 22 years of experience guiding financial institutions through technology conversions, upgrades, and issue resolution, Mr. Bernasconi understands the importance of communication in all client service activities. He has championed a continuous improvement process to reexamine every aspect of COCC’s service delivery mechanisms with an eye to improvement.

Prior to joining COCC, Mr. Bernasconi worked for the FDIC and in the lending department of a community bank. Mr. Bernasconi is a frequent speaker at industry events and has served as a director of the Association for Financial Technology.

Michael Nicastro
Senior Vice President - Sales & Marketing, Michael Nicastro arrived at COCC to lead the Sales & Marketing Team with more than three decades of experience in financial services and related technology. Mr. Nicastro knows firsthand how COCC’s partnership approach to technology service has improved efficiency and boosted client satisfaction to record levels.


Prior to joining COCC, Mr. Nicastro worked with NCR Corporation, Citicorp, the former Bristol Savings Bank and as Senior Vice President and Chief Marketing Officer of Open Solutions, Inc. Most recently, he has served as President and Chief Executive Officer of the Central Connecticut/Greater Bristol Chambers of Commerce, one of the largest of Connecticut’s 8 Metro Chambers. Mr. Nicastro earned his Bachelor’s degree from Central Connecticut State University and holds a law degree from Western New England College School of Law.

 Lisa-Jacobi-First-Vice-President-Human -Resources-COCC

Lisa Jacobi
Senior Vice President – Human Resources, Lisa Jacobi is responsible for leading COCC’s Talent Development and Human Resource Teams. Ms. Jacobi has been a driving force in finding the right talent to power COCC’s impressive growth while growing our culture to be a preferred employer of choice. She has built a progressive and technically advanced service philosophy to our employee base and was a key factor in COCC’s 2011 Top Workplace award. She continues to impact the organization through her growth of our leadership team and employee professional development.

Ms. Jacobi earned her Bachelor’s degree with Honors from Ithaca College and currently holds her certification as a Senior Professional in Human Resources (SPHR) through the Society of Human Resource Management (SHRM). In addition, she earned an advanced Human Resources Certification through Cornell University’s Labor Relations School.


Brent Biernat
First Vice President of Network Services, Mr. Biernat is responsible for network infrastructure, Internet, client technical and software security services for COCC, a complete information technology service for financial institutions throughout the Northeastern U.S.

Brent has spearheaded many of COCC’s top service innovations, including the company’s automated software patching service, infrastructure virtualization, and green computing initiatives. Brent’s leadership has resulted in significant reductions in energy and paper usage. Brent is a frequent speaker at banking events throughout the country.

Betsy Didan
First Vice President – Image and Cash Management Services, Betsy Didan is responsible for COCC’s image processing and cash management operations.

Ms. Didan developed, promoted, and supported innovative technologies that have reduced paper and increased the speed and security of payments throughout the Northeastern US – achievements which earned her the 2012 Women of Innovation Small Business Leadership award. She attended Bryant College, the BAI Graduate School, and most recently the UCONN Business Certificate Program.

Deborah Lynch
First Vice President- Systems and Programming, Ms. Lynch is responsible for new client conversions, mergers and acquisitions, and ongoing software support for the various applications that are integrated with COCC’s core system.


Since joining COCC in 1982, Ms. Lynch has managed Client Service support teams, assisted the Marketing team with presentations to prospective clients, and helped lead the migration of over 100 clients from a mainframe based system to a client server based system that is known today as Insight. Prior to joining COCC, Ms. Lynch held a branch management position at a local community bank. She graduated Magna Cum Laude from Central Connecticut State University with a Bachelor’s degree in Mathematics. Ms. Lynch has also participated in several Banking and Leadership training programs throughout her career.