COCC is pleased to announce that Citizens Federal Savings & Loan Association has selected COCC as its core banking technology provider. Headquartered in Bellefontaine, OH, Citizens Federal is a $185 million-asset institution and has a community banking legacy spanning more than 140 years.
Citizens Federal sought a technology partner capable of delivering a modern, intuitive technology suite for both staff and customers, backed by a provider with focused resources and expertise to support a single core system without splitting attention across multiple platforms.
COCC’s real-time, open-architecture core platform equipped with an API-enabled integration framework gives Citizens Federal a unified, flexible foundation to grow and evolve without compromising service quality or operational stability. As a 100% client-owned cooperative, COCC gives institutions like Citizens Federal a direct voice in platform direction and innovation priorities, ensuring technology continues to evolve alongside the real-world needs of community banks. That structural alignment gave Citizens Federal’s leadership the confidence they were choosing the right long-term partner.
Citizens Federal’s leadership also identified COCC’s collaborative service and delivery model as a key differentiator in their decision. From on-site demonstrations to executive level meetings, COCC brought the right people to every conversation.
“We have served our community for over 140 years, and we know that even a reputation as long-standing as ours is not indestructible and is worth protecting,” said Justin Dinovo, President of Citizens Federal Savings & Loan Association. “We are confident that COCC will provide the technology, services, and support we need to continue serving our customers at the high standard our reputation demands.”
“We are proud to welcome Citizens Federal to the Cooperative,” said Richard A. Leone, Chairman, Chief Executive Officer, and President of COCC. “An institution with their history and commitment to community banking deserves a technology partner that takes that responsibility seriously. We look forward to earning their trust every day and supporting the next chapter of their growth.”
Together with COCC, Citizens Federal is strengthening the technology infrastructure that underpins its day-to-day operations and long-term growth, ensuring they can continue delivering the relationship-driven service that has defined its success for generations.
About Citizens Federal Savings & Loan Association
Citizens Federal helps individuals, families, and businesses across Logan and surrounding counties in west-central Ohio by providing a wide range of financial services. Founded in 1885, Citizens Federal offers everything from personal and business checking accounts to residential and commercial real estate mortgages. With integrity and stability, Citizens Federal supports its customers and community, helping them reach their financial goals and move forward with confidence.
