Industry Insight

Regulatory shifts and stablecoin innovation are reshaping digital finance. Community banks should re-engage with crypto as new opportunities emerge in 2025.

This generation’s unique engagement with finances and digital banking is reshaping the financial landscape, setting a new bar for experience, personalization, and standard expectations.

Just as third wave coffee emphasizes quality, craftsmanship, and sustainability in its approach to coffee production, community banking is undergoing a parallel evolution, focusing on personalized services, ethical practices, and technology integration.

By leveraging AI, banks and credit unions can provide more personalized, efficient, and insightful services that resonate deeply with their customers.

A rapidly changing business landscape meant that COCC had to find qualified staff to fill open positions while equipping managers with the skills and tools necessary to manage a hybrid workforce. We reacted quickly by adopting a variety of online tools, creating connection opportunities, and fostering an environment of belonging.

As the news coverage continues to surround possible attacks, C-suite Executives and Boards are now finding themselves actively engaged in asking the question, “What should we do to prepare?”

Working with your existing partners, particularly your core provider and a marketing specialist, can help your bank formulate its plan. Such consultation can provide insight on how your bank can achieve its goals strategically using available technology.

A company looking to gain from having highly engaged employees can adopt some of the above suggestions or adapt their current offerings to craft a meaningful and impactful total rewards program.

While financial institutions are looking for the best way to serve their customers during the coronavirus pandemic, many attackers are using the current environment for their benefit.

As the pandemic reshaped daily life, COCC helped financial institutions rapidly adapt with digital banking solutions—ensuring continuity, safety, and service.

Discover how COCC’s commercial services are helping community financial institutions strengthen local businesses, streamline operations, and build lasting partnerships. Explore the full story.

COCC stands apart with a client-owned model, open technology, and a service-first culture. Discover how this unique approach empowers community financial institutions to thrive.

While operating your core, security, infrastructure and other solutions in-house may give a sense of control over your process, forming a technology partnership with a trusted company has many benefits.

With robust functionality for all commercial loan business units, LoanVantage automates all critical functions performed by your commercial lending team, from prospecting and pipeline management through ongoing reviews and portfolio management.

Combined with next-generation information technology services, COCC’s open, collaborative, and consultative approach to FinTech integration enables our clients to better adapt to market opportunities while meeting unique needs and differentiating themselves in a highly competitive environment.